Sponsored Links

Welcome to CheapCarCoverage.com
The Latest Internet Addiction: Online Car Insurance Quotes PDF Print E-mail
As the Internet continues to insinuate itself deeper and deeper into our daily lives the inevitable consequences are starting to appear. Just today the CDC has formally acknowledged the existence of yet another addictive side effect of our ever increasing reliance on the Internet. Recent polls have indicated a steep rise in the number of otherwise normal people who find themselves unable to stop searching for online car insurance quotes. This affliction, often referred to as simply OCIQ (for Online Car Insurance Quote), starts out innocently enough with a simple wish to find cheaper car insurance to free up some extra cash. Research has found that after only a few hours of viewing online auto insurance quotes the poor victim's needs escalate from merely wanting cheaper car insurance to become a near maniacal desire for nothing less than the cheapest car insurance possible.

OCIQ sufferers are easily identified by their glassy stare and constant muttering of search phrases like, "free instant car insurance quote" or, "car insurance estimates" or even, "low cost car insurance online". They become obsessed with finding the perfect incantation, if you will, to induce the search engine to return the lowest car insurance rate quote that the world has ever seen. They can be satisfied with nothing less. When an OCIQ is actually able to pull himself away from his computer for a moment or two he can often be found bragging to anyone who will listen how he is, "this close" to uncovering the auto insurance equivalent of the Holy Grail - a web site with auto insurance quotes so low that it would be impossible to find cheaper car insurance anywhere else on earth. The sad truth is, I'm afraid, that even if a lucky OCIQ victim were to actually find such a source of auto insurance quotes he would not abandon his search. He may, in his frenzy, actually remember to bookmark his find before entering his next search for an even lower auto insurance quote.

The saddest symptom of OCIQ is also the most ironic. You see, there is no recorded case of an OCIQ addict actually buying low cost insurance online. It just doesn't happen. Most OCIQ patients simply let their current auto  insurance policies automatically renew. They are simply too cautious to accept any online car insurance quotation without  first conducting yet another search - just to be sure.

Despite the best efforts of medical science and the psychiatric community, no cure for OCIQ seems close at hand. Some have suggested an approach similar to the concept of substituting one addiction for another in much the same way as methadone was used to treat heroin addicts. Unfortunately, the only marginally successful substitute to constantly searching the Internet for cheaper car insurance has been to convince the patient to try to find a really cheap Caribbean Cruise. For now all we can do is hope and try to be supportive of the families struggling with hopelessly addicted loved ones.
 
Why Would My Car Insurance Company Cancel My Policy? PDF Print E-mail
It is possible for an auto insurance company to cancel a driver’s policy without obtaining permission from the driver. Some drivers believe the contract between the company and the driver will only be canceled upon the request of the driver, but this is not completely true. An auto insurer may terminate the auto policy at their discretion. The law of every state is that all drivers must hold proof of financial responsibility, or a form of auto insurance, to operate a vehicle on main roads. If a driver is found without auto insurance (or the equivalent) that driver will be held accountable and will be punished with fines, the suspension of the vehicle or license, or even prison. Each driver needs to be aware of the current status of their auto policy as often as possible. Fortunately, an insurer cannot decide to stop providing insurance to a person without first notifying the policyholder. An auto insurance company is required to send a notice to your address they have on file at least ten days before the policy is to be canceled.
Read more
Add comment (0)
Hits: 282
 
Do I Need Auto GAP Insurance? PDF Print E-mail

Were you about to shut down your computer after a long day of shopping online for car insurance? Happy that you have found the cheapest auto insurance for that new car you plan to buy tomorrow, you may be lulled into a false feeling of security. I know - you covered all the bases - you got the low insurance premiums you wanted on comprehensive and collision. Heck, you even got roadside assistance! What's the problem? The problem is that you (and many new car buyers) assume that your auto insurance will cover the entire value of your car should it be totaled or stolen. This assumption fails to account for something that the auto insurance company does: depreciation.

 

Read more
Hits: 129
 
Do I Need SR22 Auto Insurance? PDF Print E-mail
Recently I was talking to a young lady and it came out that she was not a licensed driver though she had had her learner's permit for quite some time. When I asked her why she hadn't completed the process she explained that she did not want to pay for car insurance. She was under the impression that once she had her regular driver's license she was required to purchase car insurance even though she neither owned a car nor had regular access to one. This didn't seem right to me so I did a little investigating.
Read more
Hits: 136